Funding your Plastic Surgery with Health Insurance or ACC

Download Dr Mark Gittos’ Ultimate Guide to Plastic Surgery Costs in New Zealand to find out the cost of Surgery

Guide Ultimate Plastic Surgery Costs

Will Insurance help fund my Plastic Surgery?

Cosmetic plastic surgery procedures are considered “elective surgery” and are NOT covered by most insurance plans. But some plastic surgery procedures have a significant functional or medical benefit and may be considered as reconstructive surgery rather than purely cosmetic surgery.

Dr Gittos can assess whether you may be eligible for assistance from your insurance fund.

He will then recommend that you contact your insurance company before surgery to check if the insurance guidelines are met and coverage is possible.

What plastic surgery could be covered by health insurance?

If you meet the specific guidelines of your private health insurer you MAY be able to get coverage for some plastic & reconstructive surgery procedures including:

Will Southern Cross Health insurance cover my surgery?

The Southern Cross Health Society is New Zealand’s leading health insurance business with more than 800,000 members and is a large not-for-profit group of independent, health-related businesses like hospitals.

insurance affiliate provider

Dr Gittos is an affiliated provider of the Southern Cross Health Society.

  • Dr Gittos has Affiliated Provider Contracts for eyelid surgery –  blepharoplasty for functional reasons. A prerequisite for this type of surgery is visual field testing to establish if you qualify for the procedure.
  • Dr Gittos is also an Affiliated Provider for skin cancer assessment, biopsy, removal of pre-cancerous lesions and cysts.

You must meet the current Southern Cross Health Eligibility Guidelines which are listed on the website here

Here are  some of the Eligibility Guidelines for Southern Cross Health:

 To find out about any other procedures and eligibility check Southern Cross Health website here

Please contact your insurance company directly if you have any questions regarding your specific insurance cover

Will NIB cover my surgery?

NIB logo

Dr Gittos is a nib First Choice network provider – Visit the NIB Claims website for more information.

Will AIA cover my surgery?

AIA logo

Visit the AIA Website

Will Partnerslife cover my surgery?

Partners Life logo

Visit the Partnerslife website

Will Accuro cover my surgery?

Accuro logo

Visit the Accuro Website

Will ACC help pay for my plastic surgery?

Wellington Dentists - ACC Accident Compensation | McKeefry Dental

The Accident Compensation Corporation (ACC)  covers everyone, including visitors, who are injured in an accident in New Zealand. It includes events that result in mass casualties. The scheme covers children, beneficiaries, students, if you’re working, unemployed, or retired.

Dr Mark Gittos is a registered ACC provider and may be able to assist you to make a claim for reconstructive plastic surgery if it is covered.

ACC subsidies are typically available for treatments needed as a result of an accident or injury.

Dr Gittos can assist you with the assessment and treatment of

  • Scars
  • Revision Surgery (required after a botched cosmetic procedure)
  • Hand Injuries
  • Trauma wounds
  • Burn injuries like disfigurement and tissue loss

There may be other procedures that ACC can also help cover – please ask.

Legislative changes have meant that patients are often required to make a contribution to the treatment. Charges will depend on the length of the appointment required to deal with the complexity of your injury.
There is an ACC co-payment of $30 for the initial consult/assessment and $45 for follow up treatments/appointments. For all other procedure/fee estimates please contact the clinic.

For more information, please see the ACC website and contact them directly 

About Dr Mark Gittos FRACS (Plast) – New Zealand Plastic Surgeon 

Practice locations in Herne Bay Auckland, Northland and Bay of Plenty – Kerikeri, Whangarei, New Plymouth & Tauranga

Dr Mark Gittos is a leading Specialist Plastic Surgeon and operates a practice in Herne Bay, Auckland and in the UK. The practice focuses on both surgical and non-surgical procedures, each designed to help restore, improve or change a physical characteristic or problem. The first step in every case is to talk through your personal requirements and explore all the options, before deciding on the most effective solution.

Dr Mark Gittos offers high quality, natural-looking cosmetic surgery results and is highly experienced in BreastBody and Face Surgery having performed over 4000 Surgeries in the last 26 years.  With worldwide expertise Dr Gittos is an expert in breast, face and body surgery for men & women. 

Naturally, before any treatment is begun, we will explain clearly the advantages and risk factors; so that you have the information you need to make an informed decision that is best for you. Visit the practice to find out more.


Please NOTE: Dr Gittos only performs surgery on non-smoker patients with a BMI less than 30. To check your BMI please visit the NZ Heart Foundation website. For help giving up smoking before surgery visit the Smoke Free website

Do your Research

What to Bring to your Plastic Surgeon Consultation

  • Bring a friend or relative to help discuss the information and your choices
  • Take lots of notes and read the documents provided thoroughly
  • Dress in simple clothes as you may need to undress for examination
  • Bring your medical referral and any relevant medical documents or test results

Book your Initial Surgery Consultation

  • A Referral from your GP or specialist is helpful but NOT essential – you can have a consultation without a GP Referral
  • Email us or Call on 09 529 5352 to arrange your surgeon consultation appointment.
  • Book a consultation with Dr Gittos by paying the Consultation Fee – $350 incl GST

Traveling for Surgery? – Consider post-surgery luxury recovery in a Hotel with LuxeCare

Please contact us to arrange to book a consultation with our Specialist Plastic Surgeon or to speak with our Patient Care Advisor.

Send an enquiry form today or phone  09 529 5352  during Clinic Hours